Loan Products

The Credit Union offers a variety of loans to suit all your borrowing needs. Minimum loan $500. Please contact the credit union office @ 518-563-1338 for more information.

Personal - Minimum $500.00 Maximum $10,000.00 depending on National Credit Risk Score
Share Secured - Based on the initial dollar amount on deposit in shares or share certificate
New Auto - Up to the MSRP
Used Auto - Up to the Book Value of Vehicle
Recreational Vehicle - Up to the Book Value of Vehicle
Boats - Up to the Book Value of Vehicle
Mortgages - offered through CUC Mortgage Corporation

Loans granted from the credit union are done so using risked based lending, which uses a national risk score issued to us by the Central Credit Bureau. For more information on improving your credit risk score there is literature available in the credit union office.